8 of 10 Brits Admit Observing Presenteeism in the Workplace

8 of 10 Brits Admit Observing Presenteeism in the Workplace According to a recent CIPD survey, people coming into work when they are ill also known as ‘Presenteeism’ has more than tripled since 2010, with 86% of employees admitting they had observed Presenteeism in the workplace. Research by the Centre of Mental shows Presenteeism from Mental Health alone is estimated to cost the UK economy £15.1 billion per annum, compared to £8.4 billion per annum for absenteeism. Following the findings, Lucinda Pullinger, Global Head of HR at Instant Offices  explore the reasons why below: Job security and labor policies are factors   The phenomenon itself is not new. Nonetheless, it has recently become the subject of interest in studies. According to Dr. Cary Cooper of Manchester University, who first used the term, it results from job insecurity brought on by the downsizing and restructuring in the 1990s. When employees believe they are at risk of losing their jobs, they feel an urgency to put in more hours, or at least appear to be working longer. Variance in global sick days   Based on PWC research, UK workers average 9.1 days off from their jobs due to sickness in a year.   Although that is a decrease from previous years, they still take the most number of sick days in the world. In comparison, Western Europe averages 7.3 days, the US takes 4.9 days, and their counterparts in Asia-Pacific take 2.2 days. Around 90% of UK firms’ absence bill is due to sickness, costing around £29bn a year. The research also confirmed the Centre of Mental health’s claim that mental health conditions are the single most widespread cause of long term absence from the workplace. The cost of presenteeism The Centre for Mental Health has stated that presenteeism from mental ill-health alone costs the UK economy £15.1 billion per annum. They argue that the consensus reached in research is that the cost of presenteeism is larger than that of sickness absence.   In the early stages of mental illness, health problems often manifest themselves predominantly in the form of increased presenteeism. This then acts as a strong predictor of future sickness absence. The more presenteeism today will result in more absenteeism tomorrow. This form of loss in productivity is more likely to occur among white-collar workers, particularly professional and executive staff, rather than blue-collar workers. Naturally, with more interest in the phenomenon by researchers, there is a range of solutions that have been suggested to overcome presenteeism. The Hero concludes that the best way to address presenteeism is to implement an effective health management strategy that engages employees and supports them in improving their well-being. Management should go the extra mile   Management policy affects work culture, so it should be used to affect presenteeism. Policies that are put in place to address abuse of sick days can unknowingly encourage presenteeism. So, organizations need to make it clear where they stand on the matter. This can be accomplished by insisting on sending people home to fully recuperate, or encouraging flexible work solutions in times of illness or personal trauma. With the piqued interests of researchers there’s a possibility that we will find more effective solutions to the loss in productivity due to presenteeism and absenteeism. About the author:  Established in 1999,  The Instant Group  is a global flexible workspace specialist. Underpinned by unrivaled expertise, Instant tailors unique solutions to help businesses of all sizes to grow, drive savings or gain invaluable insight.   With offices in London, Berlin, Dallas, New York, Hong Kong,  and  Sydney, The Instant Group employs more than 100 experts and has clients in 113 countries

The Benefits of Using a Work Resume Template

The Benefits of Using a Work Resume TemplateThere are many different types of resume templates available, but the majority of people tend to choose a work resume template when they start their job search. There are many benefits to using this type of template, including that it is easy to follow and, if you have not filled it out in the past, it is easier to be familiar with and follow.However, there are some drawbacks to using a template. If you are an inexperienced professional who has only used one or two templates, then you will probably need a little bit of help. This is because you may not know how to write your own personal statement.However, if you have written a few personal statements before, you should be able to use a template in order to make it seem a little more natural. Once you have completed your cover letter, you should start by doing a little research about the company that you are applying for. In particular, try to find out what position the company is currently hiring for. Find out if they have vacancies in the fields you are interested in.You should also ask about the salaries and other wages that the company is offering. Once you have some knowledge of the company, you should be able to use your template to outline a few of your qualifications.In addition to outlining your qualifications, you should start by writing a brief personal statement. You can either do this at home or during the interview. If you are taking the interview at your place of employment, make sure that you bring a pad and paper with you so that you do not forget to answer all of the questions asked.This personal statement should be about your experiences and qualifications. Some of the more important parts of this statement will include your educational background, work experience, and even where you received your training. You can also list all of the letters of recommendation you have received as well as any awards that you may have won.If you are writing a resume in a format that is not the standard format, then you will probably have a difficult time with this statement. However, if you are already familiar with this format, then you can usually just copy and paste the information that you want listed. However, if you are trying to customize the format for the specific position that you are applying for, then you will have to start over with a new resume.When you use a work resume template, you can have a chance to become more creative in your statement. You will have more control of what information you provide, as well as what information you omit. You will also be able to use the personal statement to define what type of person you are.

How to Convince Influential Entrepreneurs to Endorse Your Brand - Personal Branding Blog - Stand Out In Your Career

How to Convince Influential Entrepreneurs to Endorse Your Brand - Personal Branding Blog - Stand Out In Your Career How can I get a big-name entrepreneur to publicly endorse my product / service? The following answers are provided by the Young Entrepreneur Council (YEC), an invite-only organization comprised of the worlds most promising young entrepreneurs. In partnership with Citi, YEC recently launched StartupCollective, a free virtual mentorship program that helps millions of entrepreneurs start and grow businesses. 1. Pick the Right Person Not every entrepreneur is the right pick for product or service endorsements. That is one thing to think about. Once youve picked the right fit, have conviction about your product or service and dont be afraid to ask them. Additionally, always be prepared to give them the product or service at no cost to them. And always go for building a good relationship, not just their endorsement. Parker Powers, Millionaire Network 2. Offer Equity A companys equity is one of its biggest assets to incentivize others to add value to the company. Sometimes granting a big-name entrepreneur a piece of the equity pie can pay enormous dividends in public exposure for your product or service. Doug Bend, Bend Law Group, PC 3. Build the Relationship First Its much easier to ask for an endorsement from someone you already have an existing relationship with. When I was working on my book proposal I was able to easily garner endorsements from some very big names in the business world. These are all people that Ive known for years and have never before hit up for a favor. Focus on the relationship first. Laura Roeder, LKR Social Media 4. Personalize Your Message First off, you have to build a quality product. Second, you have to personalize your message to that big-name entrepreneur. Third, find a mutual connection to that person to gain better access to them. Fourth, write a personal note and pick a product that you know they will really like. For instance, if its apparel, send them the colors of their favorite team or school. Jason Grill, JGrill Media | Sock 101 5. Ask Them to Mentor You By asking a big-name entrepreneur to mentor you, theyll learn the ins and outs of your business and share best practices with you. The more they know about your business, and the more they offer you actionable advice, the more theyll believe in and stand behind your business. Theyll start to make introductions for you within your industry, as well as advocate and evangelize for you. Doreen Bloch, Poshly Inc. 6. Have Them Use the Product Make sure they’re users of the product/service first. If they are, and they like what they see, you should then approach them on Twitter. Ioannis Verdelis, Fleksy 7. Give Rather Than Ask Big-name entrepreneurs get asked to endorse products all the time, so you need to set yourself apart from the rest. First find commonalities and provide value before asking for anything in return. Perhaps find a recent article theyve written and engage them in discussion, or find a way to add value to one of their existing ventures. Then you can suggest that they take a look at your product. Arian Radmand, CoachUp 8. Have Them Help Develop the Product Get them to create or help develop the product/service. Then its no longer just an endorsement. Its theirs as much as its yours. For example, 2014 Boston Marathon champion Meb Keflezighi is designing a Skechers running shoe to his own specs. Phil Dumontet, DASHED 9. Ask Them for Feedback In my experience, most entrepreneurs have a number one company that they remember and refer to others to fulfill the other persons specific needs. So pick someone who will value and benefit from your product, then do what you can to get an introduction and ask for their feedback. Your job is to create a fantastic product they will love and then get it on their radar. David Hassell, 15Five Feature Image

Careersmasâ„¢

Careersmasâ„¢ University careers services often get a bad press; we can be dismissed as irrelevant, boring or even scary.   The fact is we are usually lovely, friendly people that would ideally be suited working in Santa’s workshops, if it wasn’t such a hard sector to break into (eleves have the market cornered0.   That is because another fact about those of us who work in careers is we absolutely adore Christmas.   We love careers and Christmas so much, that we combine it to make a super holiday, full of love, good cheer and careers advice.   This super holiday is called Careersmasâ„¢. Careersmasâ„¢  is a magical time of year, when the hard working careers professionals dispense advice in the form of Careersmas â„¢ Carols.   So don your red hat, grab a mince pie and join in with our festive favourites.   All these songs  are dedicated to all of you students and grads out there looking for hope in the Bleak Midwinter of job hunting. Away in an Assessment Centre (To be sung to the tune of Away in a Manger) Away in an assessment centre I started to cry When I saw other candidates in a suit and a tie. My jeans were so scruffy My teeth were not brushed My hair was still fluffy It looked like I’d rushed. In the group exercise I started to fret A group full of people I never had met The clock began ticking And none of us spoke This whole group activity Was going up in smoke. At last came the interview I slouched on the chair As they asked me the questions I played with my hair I tried to give answers But didn’t get very far My answers were rambling I wish I’d used STAR As the day ended I made a deep sigh Then noticed the dirt mark Along my right thigh The shock and the horror At being unprepared If I’d contacted Careers Network I would not have been scared. Hark! The happy interns sing. (To be sung to Hark!   The Herald Angels Sing) Hark! The happy interns sing, You gain great skills from working. Insight into future careers Standing out from your peers. Joyful all the interns learn From their job as they earn When employers praise them high Their employability goes sky high. Hark! The happy interns sing, You gain great skills from   working. Joy to Careers! Joy to Careers! The advisor’s come To help me plan my career Now I must prepare for it And gain skills for my CV, And gain skills for my CV, And research, and research, and start networking. Joy to Careers! My internship’s on; I’m gaining valuable skills. While working hard, I learn so much It’ll help me find a job, It’ll help me find a job, It’ll help me find a job, that I truly love Careers Network helps with my confidence And helps me to reflect The skills I’ve built at University, From my course and sports From my course and sports From my course and sports and societies Deck the halls Deck the halls of shame with errors Fa la la la la la la la la Spelling, grammar and format terrors Fa la la la la la la la Forget the dates at your own peril, Fa la la la la la la la Tis the premise of this yuletide carol, Fa la la la la la la la See the lack of skills before us, Fa la la la la la la la 5 pages long is way too much fuss, Fa la la la la la la la Specific profiles are good measure, Fa la la la la la la la Keep brief your interests and   leisure, Fa la la la la la la la Speak not of yourself in third person, Fa la la la la la la Include a photo and your chances worsen, Fa la la la la la la Ask your dedicated Careers Network team Fa la la la la la la To help you achieve your career dream, Fa la la la la la la On the first day of Careersmas On the first day of Careermas, Careers Network gave to me an advisor to check my CV. On the second day of Careersmas, Careers Network gave to me, , two skills workshops and an advisor to check my CV. On the third day of Careersmas, Careers Network gave to me three employer presentations, two skills workshops and an advisor to check my CV. On the fourth day of Careersmas, Careers Network gave to me four mock interviews, three employer presentations, two skills workshops and an advisor to check my CV. On the fifth day of Careersmas, Careers Network gave to me five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check my CV On the sixth day of Careersmas, Careers Network gave to me six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check my CV On the seventh day of Careersmas, Careers Network gave to me seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV On the eigth day of Careersmas, Careers Network gave to me eight internship bursaries, seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV On the ninth day of Careersmas, Careers Network gave to me nine work placements,   eight internship bursaries, seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV On the tenth day of Careersmas, Careers Network gave to me ten jobs on campus, nine work placements,   eight internship bursaries, seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV On the eleventh day of Careersmas, Careers Network gave to me eleven Careers advisors, ten jobs on campus, nine work placements,   eight internship bursaries, seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV On the twelfth day Careers Network gave to me twelve graduate jobs, eleven Careers advisors, ten jobs on campus, nine work placements,   eight internship bursaries, seven blogs from students, six CV workshops, five mentoring schemes, four mock interviews, three employer presentations, two skills workshops and an advisor to check   my CV. Merry Careersmas to all from Jessica Holloway Swift, Yasmin Ansari and Carl Jukes. Image Credit: Icould 30

Wrting Resumes

Wrting ResumesMany businesses who want to hire right now are putting their attention to get the best that can be achieved in terms of resume writing, but you can use a structured approach to ensure that your writing is a very good and well-crafted. There are some things that you need to understand and practice when writing resumes that can give you more opportunities when it comes to getting hired. This could make a difference between landing a job or not. Let's take a look at some of the steps that you can do to avoid being less than or even being unemployed.The first thing that you need to realize is that you should always be including your Wrting resume along with all of your other job applications. There are many people out there who have horrible resumes and are just waiting for someone to grab their resume. Do not be a victim of this. By adding your resume, you will put yourself in a better position for getting hired over other people who do not include theirs.When you are prep aring your Wrting resume, there are a few things that you need to think about. One of these things is how you would like to customize your resumes and then what to keep. Do you need to keep the time when you worked at the company?Perhaps you will keep all of the tasks that you did, such as client handling or whether you have any awards or you did many different jobs, perhaps you need to know these things as well. You may want to keep your location, your training, when you started working for the company, your education level, work experience as well as your work history.Another thing that you need to consider when putting together your resume is that of the specific job seeker. Make sure that the job seeker is hiring a specific skill set and personality so that you are not asking them to do too much. A common mistake for many job seekers is that they are going to try to bethe same as the job opening, so be sure that you do not go into this too much.Before you begin your search, find out if you are the one who is looking for a job and not the other way around. Sometimes when companies put out a call for resumes, they will find someone else to fill it. It is important that you find out from whoever is calling for your resume to be sure that you are the one who wants the job. Many times the person calling you could be someone who might be hiring, so it is important to know that this is the case so that you are aware of what you are doing.Since your resume will be your first opportunity to impress an employer, you need to make sure that it has everything that you need to talk about. You do not want to leave out any information in your resume, but you also do not want to have it too long either. Since your first impression is the best impression, do what you can to make a good first impression on the employer.Hopefully you will find that you are able to land a job sooner rather than later. Make sure that you prepare your resume in advance and you will be able to ha ve a lot more opportunities that may lead to landing that dream job that you always wanted. Look for more information on how you can make a resume for yourself in order to get prepared today.

Tips for Finding a Resume Writing Service For Government and International Relations Jobs

Tips for Finding a Resume Writing Service For Government and International Relations JobsHave you ever thought about using a resume writing service to help you with your government and international relations jobs? Do you think that it is something that you should do? Here are some of the reasons why you might want to consider using one.You can find the best resume writing service by doing some research. You will need to decide what type of resume writing service you want to use and then find out what the best services are. If you only need to get your resume out there, then a standard resume is enough.However, if you are interested in going into the business of government and international relations, then you will also need to write a great career. You will need to be very organized and professional when writing a resume. You will also want to consider the type of skills you need for this kind of career.A resume writing service can help you make sure that you have a great resume. In addition, they can also help you with the writing skills that you need. They can go over your resume and tell you exactly what needs to be on the resume and how to put it together. Your resume writing service will also give you advice on how to build a successful professional resume.Once you know what type of resume writing service you want to use, you will need to find out where they are located. You can find many of them online. When you find one that you are interested in using, you will need to call or e-mail them and ask for an appointment to discuss your resume.To make sure that you are hiring a good resume writing service, make sure that you are comparing all of the services available. You will be able to compare the prices and services that they offer before you decide on one. This way, you will be sure that you are getting the best for your money.Remember that if you are having trouble finding a resume writing service, you may want to consider advertising in newspapers. In this way, you will be able to reach many of the people who work in these fields. You can also use search engines to find a resume writing service.There are many places that you can use when it comes to finding a resume writing service. You can find many of them online. When you find one that you want to use, make sure that you are comparing all of the services that they offer.

South Australia Police Tests - How to Pass - How 2 Become

South Australia Police Tests - How to Pass - How 2 Become The South Australia Police was formed in 1838, making it the oldest police force in Australia and among the oldest police services in the world. With 138 stations across over 1 million square kilometres, the 5000 officers serve a population of approximately 1.7 million people. Like every Police Agency in Australia, candidates hoping to join the South Australia Police must undertake a rigorous selection process, which includes a number of varied written tests. These tests are referred to as ‘The South Australia Police Tests’.In South Australia, the police entrance exam consists of the following elements:Reading Ability TestsComprehension TestsNumerical Reasoning TestsWriting Ability TestsAbstract Reasoning Test  Keep reading for a breakdown of each of the South Australia Police tests, as well as a few sample questions for each one. This will allow you to fully acquaint yourself with the tests and what will be expected of you.Answers for these questions will appear at the end of th e blog!Reading Ability and Comprehension TestsOf course, being able to read to a reasonable standard is a vital requirement when applying to become a member of the police. In South Australia, this ability is tested with spelling and comprehension tests. Both are online.In the spelling tests, you will have to spell 40 words, having 20 seconds for each. Similarly, in the comprehension test, you will be given a list of words, and you will need to create a sentence from each of them, in order to test you know the meaning of these words, as well as check your grammar and written expression.Sample Questions:Below are a number of multiple choice spelling questions. Fill in the gaps with the correct answers.1. The Ofsted report implied that discipline could do with some____________________.ImproovmentsInprovementsImproovementsImprovements2. The team made a ____________________ to improving standards in the English department.ComitmentCommitmentCommittmentComittmant3. Students acted as______ ______________of the school during the trip.RepresentativesReppresentativesReppressentativesRepresentitives4. ____________________ for the role were to be made by the 25th September.AplicationsApplicationsAppliccationsApplacationsNumerical Reasoning TestsNumeracy skills are also important for cops on duty. Of course, your ability with numbers could be called into action in a variety of situations, whether you’re out on the streets or doing casework at the station.In South Australia, your numerical ability will be tested with on online test of 34 varied questions, which will assess you in many different ways. For example, you will have to complete mathematical questions ranging from straightforward sums to diagram-based questions covering techniques from calculating volume to working with angles.Sample Questions:Question 1A charity arranges a bike race. 120 people take part. 1/3 of the people finish the race in under half an hour. How many people did not finish the race in under ha lf an hour?Question 2What is 3/5 of 700?Question 3What is the missing angle?Writing Ability TestsTo further check your writing abilities, you will also need to carry out a written expression test. In this test, you will be presented with a short description of events that have taken place at the scene of a hypothetical crime. It is your task to write up a full crime report.The aim of this test is to assess your ability to present information clearly, accurately, and concisely. What’s more, this is often done in the context of police work.Sample Question:You are the customer services officer for a fictitious retail centre. Your manager has asked you to compile a report based on a new pub that is being opened in the centre. Your manager is meeting with the pub owners in a few days’ time to discuss a few issues and he wants you to write a report based on the information provided. The pub owners have requested that the pub is open to serve alcohol beverages in the centre from 11am u ntil 11pm.At the bottom of this page there is a survey sheet that tells you that, on the whole, the general public and staff are not happy with the idea of a pub being opened in the shopping centre because of perceived antisocial behavioural problems, littering and rowdiness.SURVEY SHEETThe following information has been taken from a survey that was conducted amongst 100 members of public who regularly shop at the centre and 30 employees who work at the centre.60% of the general public and 80% of employees felt that the opening of a pub in the centre would increase littering.80% of the general public and 60% of employees thought that rowdiness in the centre would increase as a result of the pub opening.10% of the general public and 10% of employees thought that the opening of the pub would be a good idea.It is your job to create a report for your manager stating what the main issues are and what your recommendations would be.Abstract Reasoning TestsThe last of the South Australia Po lice tests is all to do with Abstract reasoning. Abstract reasoning tests are designed to test intelligence by assessing how good you are at spotting patterns in several series of diagrams or shapes. The South Australian Abstract Reasoning Police Test consists of 45 multiple choice questions in which your aptitude in dealing with logical sequences will be assessed.Sample Questions:Question 1Work out which figure is a top-down 2D view of the 3D shape.Question 2Work out which option fits best in the missing square in order to complete the sequence.South Australia Police Tests AnswersReading Ability and Comprehension Answers:1. Improvements2. Commitments3. Representatives4. ApplicationsNumerical Reasoning Answers:1. 80. EXPLANATION = 120 (total number of people) ÷ 3 = 40. This is equal to 1/3. Therefore: 40 x 2 = 80.2. 420. EXPLANATION = 700 ÷ 5 x 3 = 420.3. 100 degrees. EXPLANATION = the angle makes a straight line (which in essence, is a half turn of a circle). Therefore the angles would all need to add up to make 180 °. So, 180 â€" 50 â€" 30 = 100 °.Writing Ability Sample Response:From: The Customer Services OfficerTo: The Centre ManagerSubject: New pubSir,Please find detailed my findings and recommendations in relation to the new pub as requested. The survey conducted took into the consideration the views and opinions of 100 members of the public and 30 members of staff who work at the centre.Whilst a small proportion of staff and public (10%) felt that the opening of the pub would be a good idea, the majority of people surveyed felt that there would be problems with anti-social behaviour, littering and rowdiness.Having taken into consideration all of the information provided, I wish to make the following recommendations:The level of customer service that the centre currently provides is high and it is important that this is maintained. It is important to take into consideration the views and opinions of our customers and staff and to see things from their point of view. I believe that there would be a high risk involved if we were to allow the pub to serve alcoholic beverages from 11am until 11pm and that problems with anti-social behaviour could develop. We have a responsibility to protect the public and to ensure that they are safe whilst in the centre.Whilst it is important to initially obtain the views of the pub owners, I recommend that the pub is only permitted to serve alcoholic beverages from 11am until 1pm and from 5pm until 7pm so as to reduce the risk of the above problems developing.I have recommended this course of action, as I believe it is in the best interests of the centre, its staff and more importantly our valued customers. This alternative course of action would be for a trial period only and providing there are no problems with anti-social behaviour, littering or rowdiness we could look to review the opening hours with a view to extending them. I am prepared to take full responsibility for monitoring the situatio n once the pub has been opened. I will keep you updated on progress.Abstract Reasoning Answers:1. A. EXPLANATION = a top-down 2D view of the 3D Question Figure would show three squares in a horizontal line.2. D. EXPLANATION = the sequence follows: every even square has triangles pointing in the right direction, every odd square has triangles pointing in the left direction. The triangles get bigger as the sequence progresses.South Australia Police Tests ConclusionSo, there you have it. A breakdown of the South Australia Police Tests. We hope that this has shed some light on this particular part of the selection process, and encouraged you to go for it and realise your ambition.For more information on South Australia Police tests, as well as Australian police recruitment as a whole, please follow this link to our sister Australian site.Like How2Become on Facebook! This entry was posted in Career Advice. Bookmark the permalink. Henry Hunter Critical Thinking A-Level: AS Units, Topics, and ModulesCritical Thinking A Level: A2 Units, Topics, and Modules

What is a Salary Calculator

What is a Salary Calculator Salary negotiation can be one of the most stressful parts of getting a new job. On the one hand, it is exciting to think about a new job and the possibility of earning more money. On the other hand, it can be nerve-wracking waiting to hear what your new salary will be. Do you accept the salary offer, negotiate it or reject it? What if you make a mistake and accept a salary offer that is too low, or try to negotiate one that is too high? These events are unlikely to happen if you do your homework before you get to the salary negotiation stage. A salary calculator can help you with this important homework. It can give you an idea how much your current salary is worth in another city. It can also give you median, low and high end salaries for given positions and industries in a geographical location. Some salary calculators allow you to compare the cost of living between two cities. You can compare the cost of living between the city you are in and the city where you have a job offer, or the cost of living between two cities where you have job offers. These calculators aid you in thinking practically about moving for a new job. Remember to factor in whether your new employer will pay relocation costs. If the employer does pay relocation costs, find out what the cap is on those costs. If you go over the cap amount, say, by hiring movers to move your grand piano, you may end up paying the extra costs. You are more likely to get the salary you want if you go into a salary negotiation meeting with facts based on the information you gathered from salary calculators and other job search resources. This information backs up your work experience and your education. You put a great deal of energy into both, so make sure you get what you are truly worth.